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- SEC vs. Ripple lawsuit resolution in 2025 reclassified XRP as a utility token, ending regulatory uncertainty and attracting $4.3–$8.4B in ETF inflows. - XRP’s 3–5 second settlement speed and $0.0004 per transfer cost drove institutional adoption, with RippleNet processing $1.3T in Q2 2025. - Dovish Fed policy and XRP’s fixed supply model enhanced its appeal as an inflation hedge, while RLUSD and EVM upgrades expanded tokenized finance use cases. - Risks include centralized exchange liquidity concentratio
- Tether integrates USD₮ stablecoin on Bitcoin via RGB protocol, transforming Bitcoin from "digital gold" to a global payments layer. - RGB’s dual-layer model combines Bitcoin’s security with off-chain scalability, enabling private, low-cost transactions without intermediaries. - Tether’s $104B market cap and 5.3M daily transactions position it to dominate stablecoin markets, leveraging Bitcoin’s censorship resistance for cross-border use. - The move strengthens institutional DeFi adoption by enabling Bitc
